The best way to secure the future of your business is to have a great risk management plan. The right insurance can make positive you are protected against lawsuits, claims, liabilities and the costs associated with any other types of damages.?
Types of California Small Business Insurance:?
California General Liability Insurance?
California General Liability Insurance protects your company in case of injury or properties destroy to a third party in the coursework of operations. General Liability insurance protects your company from financial damages that result from a feasible suit. Property destroy can include a variety of liabilities. For example in the event you are an electrician and you put in some defective wiring and the house burns down. General liability insurance will cover the costs of the destroy.?California Workers Compensation Insurance?
This means that either the worker or the employers are to blame of the accident, and the benefits are paid regardless. Because of this structure it allows California Workers Compensation claims to be handled quickly so employees are not left hanging with bills. Workers Compensation insurance pays for full medical benefits, with no time or money limitations. Medical benefits will include doctor visits, hospital care, dental care, prescriptions, medical devices, and also travel settlement. Employees also will get wage benefits that are equal to 2/3s their normal every week wage.Source: http://masterlifeinsurance.blogspot.com/2013/01/california-small-business-insurance.html
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